INTERVIEW

HOW TO CRACK BANK INTERVIEWS

Till now i had given 7 interviews and.. I am going to share all the questions that had been asked in my interviews.. It is not possible for me to give all the answers of the interview questions …U can write ur questions in comments i will try to answer it….The basic things which is needed to get selected in any interview are :-

1. Honest ( Give them a very honest reply…U can hide truth..but u can’t lie…There is very big difference between these two ).

2. Desperation….The interview panel checks is this guy is really desperate for the job….Is this guy really needs it…Is he/she is very serious about the job.

3. Don’t show the attitude of this kind means if i will get then it’s ok and if not then it’s also ok….don’t show this….Show this… I am in the real need of the job….i am the most needy on this earth

4. Dressing sense ….

5. Don’t go blank…Very important…….some guys even many guys go blank ..don’t read anything and go for the interview…..I think this is the very wrong attitude….this does not shows ur confidence but the non seriousness towards the job…. When i went for the interviews i used to go through all the current news….and read all the DOCS of the BANK INTERVIEW PREPARATION

6. Don’t show i am superior to u..always show U r my god and u r everything to me.

7. Confidence

I think these are the 7 points that can give u success in any interview….. Now i am posting u all the questions that had been asked to me in my interviews…Hope u get some idea about the questions.

My First Interview Experience:

I entered the room and wish all the panel members ( all 4 male members ) and sat on the chair….
Question1 Tell me about yourself..??
My answer This is ..I have done B.tech in ECE.. and told about my family and hobbies

Question2 Why there is a gap of 2 years…and what are u doing presently…??
My answer Sir, Till may 2011 i worked as a computer instructor and then worked for Oracle applications…..and then my father explained me about the coming number of opportunities in the banking sector..then I switch to banking.

Question3 Why u could not continue in that field..??
My answer Sir, actually in ECE there will be very competition with Computer Students and MCA Students and number of students applied are very high so competition would be very high.. I think this would be the reason…Finally i convinced them.

Question4 What is cross selling..??
My answer Selling our products to the same customer..or selling our products to the
existing customer.

Question5 What is bank rate..??
My answer Bank rate is the rate at which bank borrow money from RBI..and RBI has
changed it after nearly the period of 9 years..

Question6 What is the rate of interest for Current Accounts…??
My answer It 0% and no interest will be given to the CA.

Question7 What is base rate…??
My answer It is the rate below which bank can’t lend to their customers.

Question8 what is the rate of interest giving to the Savings Account..??
My answer it is 4% sir.

Question9 what is the difference between Current Account and Savings Account..??

Question10 I am facing very tough competition from the 5 banks..If i would make u branch manager of a branch… how would u get 10 crores deposits to my bank..??

My Second interview:

I entered the room and wished all the panel members ( 4 male and 1 female )

Question1 What are u doing presently..??

Question2 Why there is gap..??

Question3 What is CRR..??
Question4 What is present CRR rate..??
Question5 What is SLR rate…??
Question6 What is the difference between cheque and draft..??
Question7 What are the functions of Reserve bank of india..??
Question8 About recent news..??
Question9 Is draft a negotiable instrument

5 or 6 questions more based on current affairs…but i could not able to recall…Friends it is very difficult for me to provide answer to each and every question…But whereever u find any problem..write it in the comments..i will try to sort it out..!!

My 3rd interview:

Question1 what are u doing presently and why there is a gap..??
Question2 tell us about your Native Place?
Question3 Why did you choose Banking Sector as u did B. Tech?
Question4 how is ur degree will helps to our bank?
Question5 What is CIBIL?
Question6 what are the different types of Deposits?

Question7 what is the difference between FD and RD?

Question8 what is virus?
Question9 hacker means?

Question10 What is the difference between Hacker and Ethical Hacker?

My 4th Interview:

Question1 What are u presently doing and why there is a gap..??
Question2 difference between LAN and WAN..??
Question3 Recently watched movie..??
Question4 tell us ur hobbies.
              Some more questions based on my personal life.

My 5th interview.

Question1 Why ECE engineers are not getting the jobs in their own field..?? Why mostly ECE engineers are unemployed..??
Question2 What ur father do..??
Question3 will u even join my bank…if i would put u in rural area..??
Question4 Difference between primary and secondary memory..??
Question5 Difference between RAM and ROM..??
Question6 How ur engineering will help us..??

My 6th interview

Question1 Tell me about urself..??
Question2 What ur father do..??

Question3 Which is the most nearest branch of UNION BANK from ur home..??
Question4 U r saying that u prepared for only 2 months for this exam..?? means u are very good at mathematics…I replied yes sir….then he said..i am giving u the puzzle …solve it….He wrote on the plane paper ( 3 3 3 = 24 ) …He said use these and make it 24….within 5 sec i said first square first 3 and multiply it by second 3 and subtract third 3 from it…and he was totally surprised…..He said u are superb..I do not have any more questions for u…u can go now All the best…

I have tried my level best to explain everything here in this post…. Hope this will benefit maximum number of candidates :) :) Best of luck to all banking aspirants..Have a great future ahead..I wish u a success :) :)

Most Frequently asked interview questions:

             1.      Tell me about yourself

             2.      About Your Family

             3.      Educational Qualification

             4.      Working experience

             5.      Major responsibilities and accomplishments

             6.      Personal summery on work style

             7.      Career goals

             8.      What experience do you have?

             9.      In your current or last position, what were your most significant accomplishments?

             10.  Why are you leaving or why did you left the previous job?

             11.  How would your co-workers describe you?

             12.  What are your strong points?

             13.  What do you look for in a job?

             14.  How long would you stay with us? (As long as I feel that I’m contributing and that my contribution is              recognized. I’m looking to make a long term commitment)

             15.  Why do you want to become a banker?

             16.  What would you do for us?

             17.  What are your career goals?

             18.  What position do you expect to have in two years?

             19.  If you were hiring a person for this job, what would you look for?

             20.  Do you have any questions for me? (No, thank you sir. Up to the most you can ask. When should I              expect my result)

             Some more Questions:

             1.      Tell us what do you know about our organization?

             2.      How would you describe your work ethic?

             3.      What kind of preparation did you do for this interview?

             4.      Do you think you are a leader? If yes, give us example

             5.      Have you ever spoken a large group of people? How large? Tell about it

             6.      What honors have you earned in your life?

             7.      Why do you want to be a Banker?

             8.      What skills do you have that would benefit our Organization?

             9.      What are your greatest strengths for this job? And what are limitations?

             10.  In what way would our organization benefit from hiring you?

             11.  Describe the best job you have ever had.

             12.  Which is more important creativity or efficiency? Why?

             13.  Growing up, who are your role models?

             14.  How do I rate as an interviewer? What about the rest of the panel?

             15.  Everyone has certain likes and dislikes. What kind of people do you like? Dislike?

             Some Questions based on your subject (Degree).

             Some Questions based on Banking.

             (Note: Interview Questions may vary for person to person based on their qualification and Experience)